Student Access Loans

The Student Access Loan (SAL) is offered by the Georgia Student Finance Authority for eligible students attending an eligible institution.  The SAL is a 1 percent fixed rate loan, designed to assist undergraduate and technical college students who have a gap in meeting their educational costs.

Learn more about this program at:  https://www.gafutures.org/hope-state-aid-programs/loans/sal/

In addition to the eligibility requirements from Georgia Student Finance Authority, Kennesaw State University has developed additional eligibility requirements:

Student’s must:

  • Have a minimum of a 3.0 GPA; and
  • Be in Satisfactory Status for Satisfactory Academic Progress (cannot be on warning, probation or failure status); and
  • Have not borrowed the aggregate Federal Loan Limits and have not reached the Pell Lifetime Eligibility of 600%; and
  • If the borrower is ever in a delinquent status on the KIT payments, the borrower will no longer be eligible for future disbursements or future loans in the GSAL Program; and
  • Student must completed the Financial Awareness Counseling at https://studentloans.gov/myDirectLoan/counselingInstructions.action?counselingType=fa.

A student may appeal Kennesaw State’s institutional requirements for certifying a Student Access Loan by writing a letter to the Director of Financial Aid if they are not meeting one of the requirements listed above.  Delinquency of the KIT payments cannot be appealed.

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