Parent Plus Loans

Kennesaw State University participates in the William D. Ford Federal Direct Loan Program (Direct Loan). The Federal Direct Parent Loan for Undergraduate Students (PLUS) is a loan that parents can obtain to help pay the cost of education for their dependent undergraduate children. Eligible parents borrow directly from the U. S. Department of Education and can borrow up to their child's cost of attendance minus other financial aid received.

The Financial Aid Office, on a case-by-case basis, may reduce or deny eligibility for Parent PLUS Loans. This allowance is based on Federal Statute, HEA 479A(c), and on 34 CFR 685.301(a)(8), which allows a Professional Judgment to reduce or deny a student a loan. Reviews of outstanding loan debt, length of program of study, and other items will be assessed and the student will be notified in writing if concerns are noted.

How do I apply for a Parent PLUS direct loan?

  • Sign In
  • Click on Request a PLUS loan.
  • Under What You Need - click on Parent PLUS.
    • Complete Personal Information - continue
    • Select Award Year – 2018-2019 (Fall 2018, Spring 2019, Summer 2019) or 2019-2020 (Fall 2019, Spring 2020, Summer 2020)
    • Complete Student & Loan Info
    • Review Application
    • Credit Check and Submit
  • Once all steps are completed, make sure to print out a copy of your Master Promissory Note for your records.
  • An electronic confirmation will be transmitted to the Financial Aid Office within 48 hours.

For more information please visit the Federal Student Aid Website.